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Five Questions To Ask Before Choosing an Overland Park Small Business Insurance Agent

overland park insurance
If a major threat compromised your business, would you be prepared?

40% of small businesses close their doors after a natural disaster, according to The Red Cross. And 64% of small business owners surveyed by Travelers Insurance in 2010 said they had never talked to their agent about a business continuity plan.

When choosing an insurance agent to protect your Kansas business, ponder these five questions before you make your decision.

  • Is this agent easy to talk to? Many insurance advisors simply can’t deliver clear and concise answers to your questions. Or, perhaps they treat your questions as if they don’t really matter. If you leave your consultation feeling baffled, take that as a red flag for what it would be like working with this agent.
  • How is the agent’s reputation? Ask for local references from other Overland Park business owners with companies similar to your own. Also check with the Kansas Insurance Department to make sure the agent’s license is current, as well as the Better Business Bureau for any bad or questionable marks.
  • Does this agent understand your business? Let’s take veterinary offices as an example to illustrate this point. These businesses need unique coverages such as Loss to Clients’ Animals Legal Liability and, for lost or stolen animals, Recovery of Animals Coverage. A vet’s office that chooses an advisor with no understanding of special needs pertaining to that industry will be hard pressed to get the best policy.overland park veterinarian insurance
  • Does this advisor care about Overland Park? Look at how long the agent has lived in or near Overland Park. Ask pointed questions about state compliance issues and unique weather threats. You can also look into whether the agent participates in his or her community, the Overland Park Chamber of Commerce, and other local affiliations.
  • Is this a person I can trust? We can sometimes forget to listen to our intuition when hiring for professional services. Truly though, your intuition is a powerful tool in protecting your business. Look for good eye contact, a strong sense of presence, a genuine and uplifted demeanor, and a clear way of speaking. These are just a few traits that signal trustworthiness.

If you’d like to get a quote from Conrad Insurance, an agency with years of experience protecting small businesses, get an Overland Park business insurance quote today.